(ii) Every one of the counties from the nonmetropolitan space of a Condition (utilizing the MSA boundaries that were in effect as of January 1 from the calendar 12 months during which the delineation applies), excluding:
A bank necessary to report home property finance loan loan data pursuant to twelve CFR element 1003 must incorporate in its general public file a penned discover that the lender's HMDA Disclosure Statement may very well be attained on The buyer Fiscal Safety Bureau's (CFPB's) Internet site at:
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
The inclusion of an affiliate's loans, investments, expert services, and items inside of a lender's strategy, or in the joint system of affiliated depository establishments, is subject matter to the next:
(v) To amass possession or Charge of shares or all or significantly most of the assets of the price savings Affiliation, to result in a discounts Affiliation to be a subsidiary of a price savings and loan holding enterprise, or to merge or consolidate a discounts and loan holding corporation with some other cost savings and loan holding enterprise within a transaction that needs acceptance underneath section 10 of the Home Entrepreneurs' Loan Act (twelve U.S.C. 1467a).
) The quantity of checking and personal savings accounts opened digitally and through other shipping and delivery techniques which can be active at the conclusion of each calendar 12 months by census tract revenue level for every calendar yr.
(four) Lacking or faulty knowledge that may be needed to compute the relevant metrics and benchmarks or some other variables that prevent the Board from calculating a Retail Lending Take a look at proposed summary.
For a significant lender necessary to report property mortgage loan loan knowledge pursuant to 12 CFR part 1003, the Board will publish within the Board's Web-site the information essential by paragraph (j)(2) of the segment concerning the distribution of a giant lender's originations and purposes of household house loan loans by borrower or applicant revenue degree, race, and ethnicity in Every single with the financial institution's facility-based mostly assessment regions, and as applicable, its retail lending evaluation regions. This info is revealed yearly according to facts claimed pursuant to 12 CFR aspect 1003.
The minimal reason lender's Group improvement funding performance in all of its facility-primarily based assessment locations; and
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
An intermediate financial institution or a little lender for which auto loans are a product line may accumulate and keep within a format with the bank's picking, which include in an Digital variety prescribed with the Board, till the completion of your financial institution's up coming CRA assessment wherein the information are evaluated, the info described in paragraphs (a)(two)(iii)(A) by (File) of the segment for every automobile loan originated or obtained because of the bank during the evaluation period of time.
For residence property finance loan loans, the lender ought to discover the home mortgage loans noted by its operations subsidiary under twelve CFR element 1003, if applicable, or accumulate and keep facts on household home finance loan loans by its operations subsidiary which the bank read more might have collected and managed pursuant to paragraph (a)(3) of the area experienced the financial institution originated or purchased the loans.
(i) Impedes its capacity to conduct in a satisfactory degree underneath the plan, like economic constraints attributable to important functions that impression the local or countrywide financial system; or
The Board evaluates a limited intent bank's Local community development financing functionality while in the nationwide place, pursuant to § 228.19, and assigns a summary to the institution based upon the Board's consideration of the subsequent two components: